Channel 2 News Houston recently featured another tale in the saga of insurance companies denying or underpaying legitimate claims.  The tactic of underpaying a hail claim due to cosmetic exclusion is all to familiar in our experience representing consumers. We’ve appraised and inspected a number of these claims, quickly locating damage that would lead to roof decay. The feature describes two families and their ensuing legal battles as a result of what they felt were bad-faith tactics on the part of the insurance companies.  It’s frusturating to hear these stories, as we know from a compassionate standpoint how tragic a fire or home damage event can be to recover from. Read more…