Commercial public adjusters assist in building damage mitigation by managing the entire claims process on behalf of the insured. Navigating the maze of complicated insurance claim processes is a headache for the business owner. There are several, critical tasks that require expert consultation to document and process thoroughly.
For example, a claim may be eligible for business interruption loss calculations. These calculations are complex, and producing volumes that account the loss in detail to the insurance carrier is a specialized task. The verbiage and fine print of the insurance policy contract is complicated and difficult to understand without training.
Business owners have numerous responsibilities that cannot be postponed or placed on the back-burner while they are attempting to navigate the insurance claim process. It is our opinion that hiring a public adjuster is standard practice for businesses during all dealings with insurance carriers.