A common pitfall business owners face when dealing with a commercial roof damage claim is the cosmetic damage/cosmetic damage exclusion clause. Insurance companies will use these clauses as a way to deny a claim.

Damage is often overlooked when investigating a claim. Hail damage is sometimes mistaken as heat blisters or age and condition. Hail damage can likely go unnoticed, resulting in more wear and tear to your structure over time.

Investigations performed by independent engineers and experts often reveal the roof has indeed been altered beyond first appearance. A damaged roof will no longer shed water properly and needs to be replaced.  We work to enforce the full value of your roofing claim and maximize your return.

The Texas Department of Insurance provides timelines and statutes which insurance companies must follow to ensure a prompt payment and adequate settlement. We enforce these requirements.

A commercial claim may take up to 6 months to process, which is in breach of the Texas Insurance codes for prompt payment.

A public adjuster’s job is to expedite and maximize your claims process, allowing you to focus on your business.

A public adjuster will take over the entire claims process. They thoroughly document and examine the actual scope of damage to maximize the claim. It is a public adjuster’s job to consult with all adjusters from the insurer, experts and engineers sent out by the insurance company.

We specialize in settling commercial roofing claims. Our expertise and experience extends to all major types of roofing systems including membrane/TPO/EPDM, modified bitumen, metal and stone coated steel.

In addition to the roof itself, hail and wind can cause damage to HVAC systems, which may need to be repaired or replaced. We’ve handled commercial roofing claims throughout the country for all perils such as wind, fire, tornado and hail.