Fires can be the most difficult and trying times a business owner or manager may ever experience. When a fire happens your world is turned upside down.
Fires at commercial properties can shut down business for months, perhaps indefinitely. Machinery can be destroyed, technology ruined, business files and computers damaged beyond repair. Sprinkler systems and water damage from the fire department is a secondary concern that can fry electrical systems. In other words, repairs to this sort of damage are costly, and in some cases impossible to recover all materials. The loss to a business is intense, and getting back up-and-running is crucial to business recovery.
In an apartment fire insurance claim, the management company has to deal with loss of rents, relocating families and in many cases administrating repairs.
In a residential fire, relocating your family and documenting a lifetime worth of personal property is an overwhelming process. To maintain their everyday life, one must juggle work, home and now the insurance companies demands.
The average fire claim takes 6-9 months to resolve per the Texas Department of Insurance. The process of settling the claim (often for much less than the policy affords) can be devastating. Recovery involves managing mitigation and construction companies, and handling property loss.
A certified and licensed public adjuster retained immediately can meet all adjusters, engineers and representatives on your behalf. They will document your personal property with state of the art software and create the maximized estimate your insurance company does not want to see; that’s just the beginning. We will properly navigate your policy to form the best strategy for expediting and maximizing your claim payout.