We provide insurance claim handling services for commercial properties, manufacturing and storage facilities, apartment complexes, multi-family residential structures and more.
5000
Succesful Claims
40
Years Combined Experience
10
Certified Public Adjusters
What is a Public Insurance Adjuster?
A public insurance adjuster is a professional claims adjuster who represents the policyholder during an insurance claim. The public adjuster will appraise and negotiate a claimant’s insurance claim.
Public adjusters are licensed by state departments of insurance to legally represent the rights of an insured during the insurance claims process.
Their main tasks are to perform detailed appraisals of the damage. They review your insurance policy to determine all available coverage. They perform repair estimates and collect expert evidence such as roof samples, weather records and engineering consultations.
A public insurance adjuster will negotiate on your behalf with the insurance company’s representatives during the entire claim process.
We are commercial public insurance adjusters.
Our management team is comprised of former large-loss adjusters, insurance company TPA’s, insurance agents & policy experts, an MBA accountant, and licensed & certified estimators with engineering firms.
Policy Review
We will complete a thorough policy review to verify coverage of your loss and maximize your claim. We examine all applicable coverages like property damage, business interruption and personal property.
Claim Filing
If you have a new claim, All American Public Adjusters will file your claim and communicate with the insurance adjuster on your behalf. Not only does this save you time and frustration, it also helps expedite the inspection process.
Estimating & Inspection Services
Our team of Public Adjusters will meet with the insurance company’s adjuster at the loss to complete a detailed inspection of damage. We don’t rely on the insurance adjuster’s estimate to determine the value of the claim. We complete our own estimate of damages that reflects the full legal value of the loss.
Appraisal and Umpire
Appraisal is a form of claim settlement which is like a pyramid. At the bottom are the non bias appraisers representing each side. These appraisers will try to settle the claim with little dispute. When neither side can agree, a neutral umpire is appointed on the top of the pyramid to mediate the dispute. The findings of the umpire are binding so long as this is handled properly without collusion.
Our Process
Educate, Expedite & Maximize
Our process involves educating our clients, expediting the claims' filing, and maximizing the indemnification to best suit your needs. From filing to the finish line, we may very well be the best decision you ever make.
File
We will file your claim properly and timely under the most beneficial coverage to ensure a maximized payout per the policy.
Inspect
We will provide a full evaluation of the loss, reflecting the entire legal value. We record and support every aspect of your claim.
Collect
We ensure timely claims payments, we make claims for recoverable depreciation, and our job is not finished until yours is.
Contact Us With Your Claims Questions
Save Yourself Time With AAPA
We understand how important is for you to focus on your business goals. Any insurance claim process can delay your productivity and leave you buried in complex negotiations.