A public insurance adjuster is a professional claims adjuster who represents the policyholder during an insurance claim. The public adjuster will appraise and negotiate a claimant’s insurance claim.
Public adjusters are licensed by state departments of insurance to legally represent the rights of an insured during the insurance claims process.
Their main tasks are to perform detailed appraisals of the damage. They review your insurance policy to determine all available coverage. They perform repair estimates and collect expert evidence such as roof samples, weather records and engineering consultations.
A public insurance adjuster will negotiate on your behalf with the insurance company’s representatives during the entire claim process.