Water damage insurance claims are highly debated and intricate topic of property insurance policies.
Our professional loss consultants can help by evaluating your business insurance policy and negotiating on your behalf.
3 Categories of Water Damage
4 Classes of Water Damage
My insurance company wants to send out a mitigation company. What should I do?
Never let an insurance company send out a mitigation contractor without contacting a public adjuster first. These companies have specific instructions, which differ by insurance company to handle your damage initially.
All water restoration technicians need to be IICRC certified and follow the guidelines provided by the IICRC not the insurance company’s. We can suggest a list of certified mitigation companies who will handle your loss professionally, and in accordance to standard practices without the collusion of the insurance companies bottom line.
My mitigation company said everything was dry, but I believe there may be more damage.
There very well may be more damage. Did the insurance company send out this mitigation company? Let us come out and give you a free claims evaluation.
My pipe broke, but the insurance company says they wont pay for my plumber.
This is generally true. The insurance company will cover the ensuing damage but often times not the cause of the loss. This applies for most plumbing fixtures, including water heaters, dishwashers, washing machines, and sprinkler systems.
Why is my adjustment taking so long? Are their timelines provided for my adjuster or my claims payout?
Absolutely. Texas has insurance codes that protect you the insured from unnecessary delays, which are only used by the insurance to continue to make interest on your money. We at AAPA enforce these codes to ensure that the insurance company pays you timely, accurately and to the full legal value of your policy.
Recent Water Damage Articles
A Changing Climate and the Insurance Industry
Red Flags in the Claims Process
We negotiating with adjusters and examiners on your behalf, allowing you to focus on running your business.
We maintain regular communications with you, keeping you informed throughout the entire claims process.
Submit to Insurance
We present a detailed claim file to your insurance company that includes all our estimations and analysis.
Expedite & Maximize
We fight as your advocate at all inspections and consultations with your insurer.
Did you know, 3 out of every 5 water damage claims is misdiagnosed and improperly mitigated?
Our passion as a Texas public adjuster is to educate our clients about their rights as a policyholder, and teach our clients the insurance company’s bully-tactics of under-paying, denying, and delaying claims.
Let’s Get Started With Your Complimentary Claims Review
Educate, Expedite, Maximize
All American Public Adjusters is an expert firm in water damage claim help. We specialize in assisting businesses and homeowners recover from sudden and unexpected water damage.